We connect you with life insurance that will protect you and your family from financial hardship, should the unexpected happen.
We’re about putting your mind at ease, so you can get on with building the life you want.
Our Financial Planner researches and tailors a life insurance solution that matches your circumstances and goals.
We have access to many different products, which means we can recommend one that aligns with you and your family’s needs.
If you were to die or become terminally ill when people are still dependent on you to provide for them, life insurance pays a one-off amount (a “lump sum”) that your beneficiaries can use to continue living the life you had planned together, for example:
• Continue living in the family home
• Provide for their education
• Cover living expenses
• Pay off debts
Our Financial Planner will walk you through which solution is most suitable to where you’re at in life, and your specific goals.
Even if you don’t yet have any dependents (a partner and/or children), if you’re planning on having them one day, it makes sense to get life insurance while you’re still young and healthy – i.e. when you can get cover with low or no medical checks and no restrictions on your cover.
It could be, but you need to check and be sure that it matches your individual needs. Life insurance included by default with Super can be very limited. Are premiums tax deductible? Premiums paid for personal life insurance are not tax deductible (unless it comes in the form of a tax deduction). However, if a policy is owned inside super, contributions that are made from the super fund to the life insurance policy can be tax-deductible.
Disclaimer: The opinions and recommendations provided are not intended to be relied upon as personal advice as they do not take into account your personal circumstances. You need to assess your own position or call us for professional advice.
* The information on this page was sourced from Money Smart.