Capita Team

Craig co-authored the international best-selling book, Bricks and Mortar, a step by step guide for first home buyers who want to save money while building their dream home.

Today, Craig shares his knowledge with borrowers in WA, who want tangible finance solutions that save them thousands over the course of their loan.

He does this by researching and tailoring a loan that not only matches your goals, but also your budget, circumstances and lifestyle.

This big picture approach requires an indepth understanding of all facets of the loan process, whether you’re looking to build, buy, invest or grow your business.

Before Capita, Craig built his own successful broking business, which was purchased by one of the largest broking firms in WA.

He’s been in finance since the age of 18, and has a genuine passion for helping people achieve their dream of home ownership.

Beyond broking, Craig loves spending time with his young family and enjoys a fit and healthy lifestyle.

Talk to Craig about your finance goals today.

If you want someone to find you a loan, without any stress, Nick is the right broker for you. His goal is to find you a loan that matches your specific goals, so you can get on with finding your perfect home, or running your business.

“There’s enough to worry about when it comes to life and business, I take pride in the finance side being efficient and stress free, especially for first home owners,” he said.

Honesty is a very important part of his broking service. To him, this means giving you the information you need to make informed decisions about your finance, so you get the most out of your loan.

Before broking, Nick completed a Bachelor of Business at ECU, majoring in Marketing and Management. He also holds a Diploma in Financial Services (Finance and Mortgage Broking Management).

When Nick isn’t helping people find a loan, he’s fishing, watching AFL, enjoying a wine or taking in Perth’s great outdoors.

Talk to Nick about your next loan today. 

Daniel is about crafting tailored finance solutions, which are highly competitive and match your individual goals. He doesn’t care how much time or legwork is required on his part, so long as he makes the process effortless for his clients.

“I endeavor to make the whole process of finding, selecting and applying for a loan as smooth and hassle-free as possible,” he said.

“This often means sifting through hundreds of home loan products to find one that meets my client’s needs.”

Before starting a family in Australia, Daniel worked around the world in places such as Europe, the US and Asia. He majored in Finance at the University of St Gallen in Switzerland and speaks French, English and German.

Contact Daniel about securing a loan for your home or investment property.

Daniel is an award-winning mortgage broker, who has been working within the finance industry since 2009.

He is passionate about making the home loan process as stress-free as possible, while also making sure you secure a loan that saves you more, and matches your goals.

His fresh take on working with clients means you get researched and tailored loan solutions, and as a result, peace of mind that the loan you have chosen is right for you.

“Whether my client’s needs are simple or complex, I provide solutions to their individual situation,” he told us.

“Removing the stress and making the process enjoyable is my aim.”

When Daniel isn’t exploring Perth’s amazing hiking trails with his wife, you’ll find him playing some kind of sport (probably volleyball!).

He’s been in state and national volleyball leagues for the past 5 years, and also loves watching motor sports in his free time.

Kick start your finance with Daniel today.

As a business broking specialist, Zak can help you find finance for a commercial property, or any item related to running a business venture. His core areas of expertise are:

• Commercial and business finance loans.
• Property development loans.
• Property investment loans.
• Equipment and vehicle finance loans.
• Residential property finance loans.

Zak looks at many different loans, and then pinpoints a competitive product that matches your business objectives – whether you’re starting a new business, growing an existing one, paying off debt, managing wages or buying equipment for a new commercial project.

He believes finding a commercial loan should be a stress-free experience, so you can stay focused on running your business. Zak holds a Commerce Degree from Curtin University and a Diploma in Marketing Management.

Contact Zak about finding the perfect loan for your business.

Andrew gives you the support you need to secure a loan that not only saves you more, but also matches your finance goals.

He navigates through hundreds of loan options, and then researches and tailors a loan solution that fits your unique needs.

Andrew is backed by a Bachelor of Commerce, with a double-major in Economics and Finance, as well as 10 years in the finance sector.

He explained that pinpointing the right loan isn’t just about securing the best interest rate for a client.

“I find that often when you dig a bit deeper, rate isn’t the most important thing to a client,” he said.

“I make sure the entire loan, including fees, terms and rate, work for you, and I provide ongoing support after the loan is settled.”

When Andrew isn’t taking care of his clients, he loves to cook and spend quality time with his wife and two young children.

Talk to Andrew about securing a loan that matches your goals.

Michael believes the perfect home loan should save his clients more, while matching their individual finance goals.

“The household mortgage is such an important part of the family budget, and finding the right mortgage, be it for a new home or refinancing, can lead to big savings,” he said.

“Seeing clients realise those savings is enormously satisfying to me.”

Michael also believes that the process of finding a loan shouldn’t cause you any stress. This is why he guides you through the necessary paperwork, and compares hundreds of competing loans before pinpointing one that is right for you.

In the past, Michael studied sustainable technology and urban design, and is still very interested in these fields. He also loves playing basketball and indulging his inner sci-fi-fantasy geek.

Contact Michael about your next home or investment loan.

Andrew finds you the perfect home loan, so you can get on with finding your perfect home. This means looking through hundreds of different loans to find one that matches your specific goals and budget.

“When one of my clients gets formal approval, and I know I had a big part in making this happen, that’s what satisfies me,” he said.

“I get a lot of joy out of assisting people with getting the finance they need, so they can enjoy the fruits of their hard work.”

Andrew has a background in construction, engineering and finance. He also holds a Certificate IV in Finance and Mortgage Broking and an FBAA membership.

Outside of finance, Andrew plays professional ice hockey. He moved to Western Australia from New Zealand many years ago, and loves every minute of living here.

Andrew can help you secure a competitive home or investment loan. Contact him for a free consultation at your home or office, at a time that suits you.

Craig started his career in the mortgage broking industry in 1988. Today, he continues to assist borrowers in Western Australia find the perfect home loan, without any stress.

He achieves this by comparing loan products from around 30 of the most trusted and competitive lenders in Australia. Of course, he also considers your individual finance goals when pinpointing the best loan product for you.

Craig specialises in home loans and investment loans for people in the Northern suburbs of Western Australia.

Craig believes niche lenders often offer great savings and terms for borrowers. These lesser known, but equally trusted lenders are a great finance solution for borrowers who are self-employed or have ‘out-of-the-box’ circumstances.

Contact Craig about securing finance for your next home or investment property.

Marcelle has a Masters in Professional Accounting, a Bachelor of Commerce in Finance, an Honours in Investment Management and a Diploma in Finance and Mortgage Broking.

He believes that finding the perfect finance should be an easy process, whether it’s your first home, your next one, or an investment property.

Marcelle researches hundreds of different loan products from around 30 of Australia’s most trusted lenders. He then pinpoints a loan that fits your unique circumstances and matches your finance goals.

In his own words:

“The most rewarding part of my job is helping others realise their dream of purchasing a home or investment,” he said. 

“My knowledge and experience in the financial industry gives me the ability to recognise and provide the best solutions available on the market.”

Contact Marcelle for an obligation-free consult at your home or office.

As a mortgage broker with over 20 years of experience, Pearl is well equipped to help you find the perfect loan for your home or investment property.

Pearl does this by investigating hundreds of loans from around 30 Australian lending institutions. She then pinpoints the most competitive loan product and guides you through the necessary paperwork – the whole process is effortless.

 “I enjoy bringing satisfaction to my customers by listening and addressing their personal and financial aspirations, then working with them to achieve their goals,” she said.

Pearl also makes sure the loan you choose is tailored to your individual requirements, as the terms of a loan contract can make a big difference to whether a loan is right for you.

With interest rates at record lows, it is also a good time to consider having your existing home loan reviewed. If cheaper rates are available, Pearl can help you refinance and save more over the term of your loan.

Contact Pearl to find out more about securing a home or investment loan.

John looks outside the box, to find loan solutions that not only save you more, but also match your finance goals.

He does this by listening, asking the right questions, then researching and tailoring a loan that aligns with your unique circumstances.

Often, this means looking into smaller, more niche lenders, who in many cases, offer bigger and better savings than the Big 4 Banks.

John says meeting people from all walks of life, at different stages in their finance journey is what he loves most about being a mortgage broker.

“I feel honoured knowing someone has entrusted me to help them achieve their finance goals,” he said.

When John isn’t broking, he loves spending time with his wife and 4 kids, as well as helping out with their weekend footy games.

He also has a 5-acre property he enjoys working on, whenever he has the time.

Talk to John about your next loan today.

Lukas is all about connecting with his clients in a real way, and making sure they have everything they need to make their property dream come true.

He isn’t your average broker, and you won’t get average results with him either. 
“Buying a home is one of the biggest financial decisions a person will ever make, and it’s also an emotional decision,” he told us.

“I just love helping people succeed in this extremely important journey, and I love that I can do this at no cost to them.”

Lukas spends time getting to know what kind of loan is likely to suit you best. He then researches and tailors a solution that not only matches your budget, but also your goals.

Before joining Capita, Lukas was Broker of the Year two years running at his previous broking firm . He has also spent time mentoring younger brokers.

In a past life, Lukas had a record label managing bands in Perth. These days, he still gets a kick out of catching a great live show, and any other art or film that’s a bit outside the box.

Talk to Lukas about your next loan today.

Adam is a multi-award winning mortgage broker backed by over 10 years of broking experience.

He researches and tailors finance that fits your individual situation, so you save more on your loan. Adam does this by comparing hundreds of loans from around 30 of Australia’s most trusted lenders.

Adam believes people should enjoy finding their perfect home or investment property. He also believes finding the perfect loan should be effortless.

In his own words:

"Every one of my clients is different, which means every financial structure is unique too. I help people by working out what suits them best in the long and short term, and making sure they save as much as possible on their loan."

Contact Adam for an obligation-free discussion at your home, or your office.

Greg has been in the world of finance for 40 years – in senior management roles such as branch accountant, financial controller and relationships manager.

Now, he’s the owner of a Capita franchise, and leads a dedicated team of mortgage brokers, passionate about helping borrowers in WA secure great savings on their loans.

“We support our clients by pinpointing a loan that aligns with their specific goals, which is why we have access to a high volume of loan products, including niche lenders,” he said. “Often, it’s the out of the box loan solutions that can save a client thousands over the term of their loan.”

Greg makes sure his brokers are equipped to deliver a high level of service, and believes building strong relationships with his team and his clients is the heart of good business.

When Greg isn’t at Capita, you’ll find him supporting his son at the ice hockey rink, planning travel adventures with his wife or walking his much-loved dog.

Talk to Greg today.

Colin has a genuine interest in helping people navigate the finance industry.

To him, this means communicating clearly about the loan options available to you, and making sure the products he recommends match your specific needs.

Colin does this by researching and tailoring a loan, based on your unique goals, budget and circumstances.

As a result, you have peace of mind that the loan Colin recommends is the right one for you.

When Colin isn’t helping people secure a loan for their property or finance needs, you’ll find him flying a plane on his recreational license, sailing or exploring new places with his family.

He also loves to buy, renovate and then sell properties in Australia and overseas.

Talk to Colin about your next loan.

Stephen has been in the banking and finance sector for 21 years. He begins every new client relationship with a conversation about your needs and future goals.

This information helps him tailor a loan solution that is perfect for you – whether it’s an investment loan, a home loan or a newly refinanced loan that saves you more.

He believes you should enjoy finding your perfect property. And he believes finding competitive finance shouldn’t cause you any stress.

In his own words:

“I like being able to assist people to achieve their financial goals, own their family home and be the financial professional they can rely on.”

Stephen lives in WA with his wife and 3 children. He loves all sports, and is especially active in the Perth basketball community.

Contact Stephen for an obligation-free discussion about your next home or investment loan.

Sarah believes a good mortgage broker doesn’t stop working once your loan is settled, because she knows her clients can save thousands over the life of their loan, by simply checking to see if other, more suitable loan products, are available.

“I enjoy helping my clients, whether it’s explaining the home loan process to a first home buyer, saving an existing home owner money by refinancing their loan, or working out options for an investor with multiple properties,” she said.

Whether you’re buying for the first time, and want confidence and support from someone with over a decade of experience, or want a broker who can pinpoint the right loan for your next investment property, Sarah is here for you.

Sarah researches and tailors a loan that matches your goals, so you not only save more, but also end up with a loan that fits you and your life, just right.

Talk to Sarah today.