Stephen Geel

Stephen Geel

Stephen has been in the banking and finance sector for 21 years. He begins every new client relationship with a conversation about your needs and future goals.

This information helps him tailor a loan solution that is perfect for you – whether it’s an investment loan, a home loan or a newly refinanced loan that saves you more.

He believes you should enjoy finding your perfect property. And he believes finding competitive finance shouldn’t cause you any stress.

In his own words:

“I like being able to assist people to achieve their financial goals, own their family home and be the financial professional they can rely on.”

Stephen lives in WA with his wife and 3 children. He loves all sports, and is especially active in the Perth basketball community.

Contact Stephen for an obligation-free discussion about your next home or investment loan.

"Even though the bank knocked us back, you found us a mortgage we could afford. Relieved we found you."

Ashley and Harrison - Midland

"Love my little apartment and so relieved I had you looking after my first (ever) home loan."

Theresa - Como

"Getting a loan with great terms, to take my business to the next level of growth, was way easier than I expected."

Graham - Victoria Park

"Our investment portfolio has grown in leaps and bounds since we chose a broker who actually understood what we needed."

Catherine and Mark - Floreat

Stephen's Blog

Capita makes AFG Top 15 Broker Groups in WA for 2017 Capita makes AFG Top 15 Broker Groups in WA for 2017 Capita makes AFG Top 15 Broker Groups in WA for 2017
Capita makes AFG Top 15 Broker Groups in WA for 2017
25 Aug 2017

The Australian Finance Group (AFG) Gala Awards Event was held this month. Capita was made the Top 15 Broker Groups in WA, and 2 of our brokers were named in the Top 20 Broker list.

We are proud of this achievement, as we feel it reflects the hard work, dedication and innovation of our entire team.

How much money do I need for a deposit?
How much money do I need for a deposit?
22 Nov 2018

If you’re in the market for a property, you need to know how much to save for a deposit. Today, we’re delving into what you need to know, so you can budget and prepare yourself to achieve your property goals.

How much do I need for a deposit? According to a home loan deposit is typically 20% of the agreed sale price. As an investor, you generally have to pay more, so be prepared to pay as much as 30% of the property price. The percentages listed above are minimum deposit amounts. If a 20% deposit cannot be made, 10% or more is the recommended minimum. The higher the deposit amount, the less you will pay over the life of your home loan. (So ideally, a higher deposit is better.) The minimum deposit amount between lenders will vary, so check with your mortgage broker if you’re unsure.  What if my deposit is less than 20%? Most lenders require borrowers to take out Lenders Mortgage Insurance if their deposit is under 20% of the agreed sale amount.

Solving Cash flow problems for SME’s
Solving Cash flow problems for SME’s
25 Aug 2015

SME’s are one of the sectors hit hardest by poor cash flow, especially in Australia. This is one reason why aggregator AFG has chosen to partner with Prospa, a small business lender that also happens to be web-based.

AFG is a leading Australian aggregator, which has around 2,300 mortgage brokers on its books. Their role is to connect brokers with reputable lenders, who can offer businesses and individuals competitive loans.