Stephen has been in the banking and finance sector for 21 years. He begins every new client relationship with a conversation about your needs and future goals.
This information helps him tailor a loan solution that is perfect for you – whether it’s an investment loan, a home loan or a newly refinanced loan that saves you more.
He believes you should enjoy finding your perfect property. And he believes finding competitive finance shouldn’t cause you any stress.
In his own words:
“I like being able to assist people to achieve their financial goals, own their family home and be the financial professional they can rely on.”
Stephen lives in WA with his wife and 3 children. He loves all sports, and is especially active in the Perth basketball community.
Contact Stephen for an obligation-free discussion about your next home or investment loan.
This question has come up in a few forums lately, so we’re taking time out to answer it for you.
The short answer is yes; you can get a home loan if you are receiving Centrelink payments. But if Centrelink is your only source of income, it’s unlikely that a lender will approve you for a home loan.
The Banking Royal Commission has had a huge impact on the Australian finance sector, with developments happening faster than we can say ‘junk insurance’ (head here for the context).
We’ve taken time out to blog what’s been happening in the past month, so you’re up to speed on the investigation.
Many people don’t realise that mortgage insurance actually protects your lender, not you. So if you default on a loan, the bank or lending institution is the one covered.
That’s why most lenders make it compulsory for people to take out Mortgage Insurance if less than 20% of the deposit is provided.
© 2017 Capita Finance Solutions Pty Ltd | ABN 36 166 229 321 | Australian Credit Licence 389087
