If you want someone to find you a loan, without any stress, Nick is the right broker for you. His goal is to find you a loan that matches your specific goals, so you can get on with finding your perfect home, or running your business.
“There’s enough to worry about when it comes to life and business, I take pride in the finance side being efficient and stress free, especially for first home owners,” he said.
Honesty is a very important part of his broking service. To him, this means giving you the information you need to make informed decisions about your finance, so you get the most out of your loan.
Before broking, Nick completed a Bachelor of Business at ECU, majoring in Marketing and Management. He also holds a Diploma in Financial Services (Finance and Mortgage Broking Management).
When Nick isn’t helping people find a loan, he’s fishing, watching AFL, enjoying a wine or taking in Perth’s great outdoors.
Talk to Nick about your next loan today.
You may have noticed crackdowns on investor lending thanks to APRA tightening regulations in the sector. This includes limiting investor lending to 10% per annum, and ensuring new interest-only loans hit only 30%.
These restrictions are designed to pare back lending in the investor market, but it doesn’t necessarily mean bad news for property investors. Here’s why.
A good broker compares loans from banks and non-bank lenders, then offers up loan options that not only save you more, but also align with your personal and financial goals.
But how do you know if your mortgage broker is going to do the job?
Picture this. You’ve found the right block, taken advantage of a first-time builders grant and pre-approval for your land and construction loan is good to go. All is right in the world. The birds are singing; the power lines are humming; the phone is ringing. It’s your lender.
We are sorry to say that because your block is close to a high voltage transmission line (read: power line), we are unable to approve your loan.
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