Nick Constantine

Nick Constantine

If you want someone to find you a loan, without any stress, Nick is the right broker for you. His goal is to find you a loan that matches your specific goals, so you can get on with finding your perfect home, or running your business.

“There’s enough to worry about when it comes to life and business, I take pride in the finance side being efficient and stress free, especially for first home owners,” he said.

Honesty is a very important part of his broking service. To him, this means giving you the information you need to make informed decisions about your finance, so you get the most out of your loan.

Before broking, Nick completed a Bachelor of Business at ECU, majoring in Marketing and Management. He also holds a Diploma in Financial Services (Finance and Mortgage Broking Management).

When Nick isn’t helping people find a loan, he’s fishing, watching AFL, enjoying a wine or taking in Perth’s great outdoors.

Talk to Nick about your next loan today. 



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Nick's Blog

25000 Reasons to Build or Renovate
25000 Reasons to Build or Renovate
05 Jun 2020

Thanks to the federal government, Aussies will now be offered a $25,000 grant to build a new home or undertake renovations.  


What first homebuyers must know about getting a home loan
What first homebuyers must know about getting a home loan
14 Nov 2014

Thinking about getting a home loan for the first time? You probably want to know what incentives are out there.

In Western Australia, first homebuyers receive up to $10,000 when building or buying a new home valued up to $750,000 (in most areas).Those who purchase established homes receive $3,000.Before September 2013, first homebuyers received $7,000 across the board.So why the change? Getting a loan to build is encouraged New first homebuyer grants are meant to improve WA’s economy.How? By boosting the residential construction sector.The state government introduced the grants during WA’s economic downturn.At this time, housing demand had lowered in response to slow population growth.Residential vacancy rates were more than 4% - among the highest in Australia.As a result, property prices in WA stagnated. The rest of Australia Not all states followed in WA’s economic footsteps.In Sydney and Melbourne, demand for property still exceeded supply during the 2013 WA downturn.Unlike WA, prices in these 2 states did not stagnate.Today, properties in Sydney are selling faster than any other state.Homes spend an average of 27 days on the market.Units spend an average of 26 days on the market.This contrasts with the past 10 years, when Sydney lagged behind the rest of the country in terms of average price growth. What does this mean for first homebuyers? Building or purchasing a new home enables you to take advantage of more incentives.This is true for all states and territories in Australia. For a complete rundown on first homebuyer grants, head here.In the past, only about a quarter of first homebuyers purchased or built a new home.First homebuyers in WA are now choosing to do just that.The state government’s new incentives have a lot to do with this trend. Capita Finance Solutions assists first homebuyers across Australia with getting a home loan. Speak with a mortgage broker in your area to get started.


Is a Broker Good Value?
Is a Broker Good Value?
26 Aug 2014

We are more than a little bias about this topic, which is especially close to our hearts! So we’ll let you make the decision for yourself. (Because broking is all about choice!)

Loans Just For You Our brokers don’t make more, depending on the loan you choose.On the flip side, banks often offer staff incentives to spruik specific loans, which may not necessarily suit you. Freedom Our brokers are not aligned with a bank or lending institution.So they’re purely looking at what loan works most effectively for your unique circumstances. More Loan Options A broker looks at loan options from the big banks, and many other lending institutions too.This means you are more likely to discover a loan that works for you.In many cases, a lesser known lender can provide more effective terms than more commonly known lenders. The Big Picture Mortgage brokers don’t just look at what you need right now.If they’re good, they take the time to understand your financial ambitions too.That way the loan you secure is just a step forward along your financial journey. Discover how we can support you. Talk to one of our brokers.


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