Greg McLean

Greg McLean

Greg has been in the world of finance for 40 years – in senior management roles such as branch accountant, financial controller and relationships manager.

Now, he’s the owner of a Capita franchise, and leads a dedicated team of mortgage brokers, passionate about helping borrowers in WA secure great savings on their loans.

“We support our clients by pinpointing a loan that aligns with their specific goals, which is why we have access to a high volume of loan products, including niche lenders,” he said. “Often, it’s the out of the box loan solutions that can save a client thousands over the term of their loan.”

Greg makes sure his brokers are equipped to deliver a high level of service, and believes building strong relationships with his team and his clients is the heart of good business.

When Greg isn’t at Capita, you’ll find him supporting his son at the ice hockey rink, planning travel adventures with his wife or walking his much-loved dog.

Talk to Greg today.

"You guys seriously were our fairy godmother! The kids love the new house, and so do we."

Bec and Alex - Sorrento

"I’ll be using you for my next investment property"

Sarah - Perth CBD

"Getting the business off the ground couldn’t have happened without you."

Rob - Kalamunda

"It was such a relief having someone take the reins and look after everything."

Trevor - East Fremantle

Greg's Blog

Can I use super to buy my first home?
Can I use super to buy my first home?
08 May 2015

There’s been a lot of talk lately about allowing first homebuyers to purchase property using their super. And while legislation on the issue hasn’t passed yet, it’s worth looking into how potential changes will make life easier (or possibly harder) for first homebuyers.

The pros If first homebuyers can access their super to purchase property, they’ll be able to buy sooner.This makes property more accessibility to people who may not ordinarily have the ability to enter the property market.Australian Senator, Nick Xenophon, said Canada has a similar initiative, which has made housing more affordable for Canadians.Xenophon said the scheme lets first homebuyers in Canada use up to $25,000 in super. He believes Australia could benefit from a similar approach. The cons If young people can access funds from their super, they have less to rely on when they retire.This will impact the quality of life of retirees in the future.High super contributions may also be required to offset retirement income that is used to purchase property.As a result, the cost of living in Australia could become much higher. For more insights about saving on your home loan, ask a Capita mortgage broker to compare rates and terms from different lenders.

Do I need pre-approval?
Do I need pre-approval?
10 Nov 2017

If you’re looking to purchase a property at auction, or simply want to be confident when negotiating with real estate agents, pre-approval on your loan is the way to go.

Getting pre-approval on a loan will not only make you look more attractive to sellers, it will also give you more focus when searching for a property. Why? Simply because you will know what is within your budget, and won’t waste time looking at properties beyond your price range.

Move to reduce home owners using mortgage to finance personal spending
Move to reduce home owners using mortgage to finance personal spending
15 Jul 2017

AMP Bank has just recently banned property owners from dipping into their mortgage to fund personal spending. This move is on the back of pressure from the Reserve Bank of Australia (RBA) to tighten credit lending.

AMP holds a mere 1% of home loans in Australia, but is considered a major player in self-managed super funds (SMSF). However, most of its SMSF investments go into property (residential and commercial).The trend of preventing homeowners from using their home loan as a ‘piggy bank’ for personal spending is likely to resonate through the finance industry.