Daniel is about crafting tailored finance solutions, which are highly competitive and match your individual goals. He doesn’t care how much time or legwork is required on his part, so long as he makes the process effortless for his clients.
“I endeavor to make the whole process of finding, selecting and applying for a loan as smooth and hassle-free as possible,” he said.
“This often means sifting through hundreds of home loan products to find one that meets my client’s needs.”
Before starting a family in Australia, Daniel worked around the world in places such as Europe, the US and Asia. He majored in Finance at the University of St Gallen in Switzerland and speaks French, English and German.
Contact Daniel about securing a loan for your home or investment property.
You may have noticed a lot of hype around offset accounts lately.The NAB ran a campaign, telling us why offset accounts help to reduce interest on your mortgage. But are they really good for your mortgage’s health?
What’s an Offset Account? A transaction account linked to a home or investment loan. The balance of this transaction account is offset against the outstanding balance on your loan.An offset account is supposed to reduce the interest on your home or investment loan.
You’ve probably noticed ads on television for online personal loans. If you dig a bit deeper you’ll find these loans tend to carry high interest rates, which can make them more expensive over the long term.
These ‘payday’ loans are usually up to $2,000 and must be paid back within 16 days to 12 months. ASIC has a good article warning consumers about payday loans here.
There has been a lot of noise surrounding the Australian Prudential Regulation Authority (APRA) lowering the minimum interest rate serviceability buffer from 7% to a level determined by banks and other lenders.
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