Craig Wilschefski

Craig Wilschefski

Craig co-authored the international best-selling book, Bricks and Mortar, a step by step guide for first home buyers who want to save money while building their dream home.

Today, Craig shares his knowledge with borrowers in WA, who want tangible finance solutions that save them thousands over the course of their loan.

He does this by researching and tailoring a loan that not only matches your goals, but also your budget, circumstances and lifestyle.

This big picture approach requires an indepth understanding of all facets of the loan process, whether you’re looking to build, buy, invest or grow your business.

Before Capita, Craig built his own successful broking business, which was purchased by one of the largest broking firms in WA.

He’s been in finance since the age of 18, and has a genuine passion for helping people achieve their dream of home ownership.

Beyond broking, Craig loves spending time with his young family and enjoys a fit and healthy lifestyle.

Talk to Craig about your finance goals today.



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Craig's Blog

Is a low home loan deposit good?
Is a low home loan deposit good?
20 Feb 2015

On the back of home loan deposits in Australia dropping to record lows, we’re asking the question, ‘is a low home loan deposit good or bad’? We realise most of life happens somewhere between the black and white, so we’ll give you the facts, then let you decide.

The past 6 months You may have noticed that minimum deposits for home loans are getting, well, more minimal. In the past 6 months alone, some lenders have dropped their minimum deposit amount to as low as 5%.


Competition Is Alive and Well
Competition Is Alive and Well
15 Nov 2019

It would appear that the big four banks are starting to lose a lot more business to the non-major lenders.  

With the smaller banks having reported multi-billion-dollar mortgage book growth. These figures have seen three of the big four banks outperformed according to the latest data from The Australian Prudential Regulation Authority (APRA).  


4 must-read tips for paying off a mortgage in Australia
4 must-read tips for paying off a mortgage in Australia
18 Feb 2016

There are plenty of blogs and advice columns explaining how to save for a deposit or take out a home loan for the first time, but what happens when you’ve secured one?

We believe that with the right approach, paying off a home loan doesn’t have to be stressful.


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