Adam Donald

Adam Donald

Adam is a multi-award winning mortgage broker backed by over 10 years of broking experience.

He researches and tailors finance that fits your individual situation, so you save more on your loan. Adam does this by comparing hundreds of loans from around 30 of Australia’s most trusted lenders.

Adam believes people should enjoy finding their perfect home or investment property. He also believes finding the perfect loan should be effortless.

In his own words:

"Every one of my clients is different, which means every financial structure is unique too. I help people by working out what suits them best in the long and short term, and making sure they save as much as possible on their loan."

Contact Adam for an obligation-free discussion at your home, or your office.



award

"Can’t believe how much we managed to save on our new home.”

Geniene - Dianella

Adam Donald provided a professional service, he moved quickly to achieve the best rate and stayed in constant communication throughout. I would recommended him to others.

Mark H

“Thanks once more Adam for organising another loan for us;we really do appreciate your hard and continual work that you always do for us with a smile. Thanks a million..”

Danielle – Belmont

“We had a chat with Adam Donald at Capita Finance and it was a real eye-opener. He showed us how we could make debt work for us.”

Peter – Mahogany Creek
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Adam's Blog

Why you shouldn’t follow interest rate trends
Why you shouldn’t follow interest rate trends
09 Feb 2018

New data from the Australian Bureau of Statistics has found that the number of borrowers choosing to fix their home loan has declined since August 2017.

So why are fewer borrowers fixing their home loan rate? And what exactly does this mean for you? Here are the facts.


How much money do I need for a deposit?
How much money do I need for a deposit?
22 Nov 2018

If you’re in the market for a property, you need to know how much to save for a deposit. Today, we’re delving into what you need to know, so you can budget and prepare yourself to achieve your property goals.

How much do I need for a deposit? According to finder.com.au a home loan deposit is typically 20% of the agreed sale price. As an investor, you generally have to pay more, so be prepared to pay as much as 30% of the property price. The percentages listed above are minimum deposit amounts. If a 20% deposit cannot be made, 10% or more is the recommended minimum. The higher the deposit amount, the less you will pay over the life of your home loan. (So ideally, a higher deposit is better.) The minimum deposit amount between lenders will vary, so check with your mortgage broker if you’re unsure.  What if my deposit is less than 20%? Most lenders require borrowers to take out Lenders Mortgage Insurance if their deposit is under 20% of the agreed sale amount.


Does property double every 7 years in Australia?
Does property double every 7 years in Australia?
03 Mar 2016

Does property double every 7 years? Most savvy property investors know this is not the case in Australia. But is there some grain of truth behind this idea?

According to real estate commentator Michael Yardley, capital growth is the key reason people choose to invest in residential property. After all, every investor plays the game for some kind of return.


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