There’s been a lot of speculation about a slowdown in the Australian property market lately. But new data appears to show otherwise, at least in the owner-occupier space.
Business Insider Australia* recently reported that:.. Continued
The Adviser recently reported that 3 of Australia’s major lenders are well below APRA’s 10% cap on investor lending.
This is good news for property investors in Australia, including anyone considering expanding their existing investment portfolio, or stepping into the market for the first time... Continued
Investment lending has increased, according to new data released by the Australian Bureau of Statistics.
This reflects findings from a recent survey by UBS, which concluded that the number of properties in Australia purchased as investments rose in 2016, compared with the previous 12 months... Continued
We’ve taken a moment to list our 5 favourite property investment blogs.
Each website on our list offers different levels of insights, which means both veteran and beginner investors can find a blog that suits where they are at on their property investment journey... Continued
Should we get rid of negative gearing or should we let it stick around? This question has been the topic of big controversy in the property and investment sectors lately. Negative gearing is often blamed for high property prices, as well as preventing first homebuyers from stepping into the market.
But can we really live without it?.. Continued
Like any industry, the finance world has its jargon. We believe it’s important for people in Australia to understand the terms used to describe home loans and other products in the finance sector. This is why we’re taking a moment to look at the term borrowing power.
What does it mean? How can you benefit from it? And what can you do if your borrowing power is low? Read on to find out... Continued
No, we’re not talking about swapping a house, so you can enjoy the South of France, while they get the sandy beaches of WA. We’re talking about simultaneously trading a property with another person. In other words, they get your house, and you get there’s.
Let’s start by busting a few myths associated with swapping properties:.. Continued
The other day a client mentioned they were buying a new car. So, naturally, we offered to compare finance options for them to make sure they got the most suitable deal possible.
The client in questions didn’t actually know we handled vehicle finance, and we realised that other people probably don’t either... Continued
The Australia Prudential Regulation Authority (APRA) has successfully reigned in investment lending, after making a number of moves to tighten the growing sector.
APRA is the body that regulates banks in Australia. Last week, APRA Chairman Wayne Byres said big banks had been offering ‘easy money’ to investors, with some lending up to 50% above more conservative lenders... Continued