Interest Rates Articles


5 tips for getting a cheaper rate from your lender
5 tips for getting a cheaper rate from your lender

Yes, interest rates are at an all-time low in Australia, but what does this mean for borrowers? Well, it means you could be saving a whole lot more on your loan, if you’re savvy about renegotiating.

  .. Continued

September 06, 2019 by Sarah Robinson

RBA considers negative interest rates in Australia RBA considers negative interest rates in Australia
RBA considers negative interest rates in Australia

Denmark is the first country in the world to offer negative interest rates to lenders. Jyske Bank, the nation’s third largest bank, is behind the bold decision. Now, the Reserve Bank of Australia is considering launching negative interest rates in Australia.

.. Continued

August 26, 2019 by Sarah Robinson

Why 2% interest rates are not the best Why 2% interest rates are not the best
Why 2% interest rates are not the best

The cash rate is at a record low 1%, so if you’re looking to secure a lower rate on your home loan, now is the time. Most lenders in Australia have now passed on this good-looking rate, which means there are excellent savings to be had.

  .. Continued

August 09, 2019 by Sarah Robinson

Cap removed on interest only loans
Cap removed on interest only loans

On the first day of 2019 APRA removed its cap on interest-only loans for residential mortgages. So, what does this mean for borrowers? And why did the regulator choose to make this move?.. Continued

January 18, 2019 by Sarah Robinson

How to choose a loan that saves you more
How to choose a loan that saves you more

If you’re feeling overwhelmed about choosing a loan, well, you’re not alone. At any given moment, there are hundreds of loan products circulating the finance-sphere.

Some have good rates and high ongoing fees, some work for employees but not contractors, others are so niche you may not even realise they exist... Continued

September 04, 2018 by Sarah Robinson

Why you shouldn’t follow interest rate trends
Why you shouldn’t follow interest rate trends

New data from the Australian Bureau of Statistics has found that the number of borrowers choosing to fix their home loan has declined since August 2017.

So why are fewer borrowers fixing their home loan rate? And what exactly does this mean for you? Here are the facts... Continued

February 09, 2018 by Sarah Robinson

Why a good loan is about more than a low interest rate
Why a good loan is about more than a low interest rate

If you’re thinking of buying a home, or want to make sure you’re saving as much as possible on your existing mortgage, you probably want to know about interest rates.

Today, we’re sharing the top 4 interest rates in Australia right now. Plus, insights into why rates are not the be-all and end-all of a great loan. .. Continued

August 15, 2017 by Sarah Robinson

How do interest rates work?
How do interest rates work?

It may sound like a simple question, but there is more to interest rates than meets the eye. This is why we took time out to examine how interest rates work, and what organisations have a hand in determining them.

If you have a question or insight about interest rates, please feel free to leave a comment in the section below... Continued

October 28, 2016 by Sarah Robinson

What’s going on with rate hikes right now?
What’s going on with rate hikes right now?

It’s not just the big banks hiking up home loan rates in Australia right now. We’re now seeing a number of non-major lenders following suit.

But what does this mean for borrowers in Australia?.. Continued

November 12, 2015 by Sarah Robinson

Why small lenders could be the best ones
Why small lenders could be the best ones

Interest rates are certainly getting ‘interesting’ in Australia right now. (Sorry, we couldn’t help it.)

Last Wednesday, Westpac increased its variable rates for owner-occupiers and investors (according to the ASX, this will be in place from 20 November 2015)... Continued

October 20, 2015 by Sarah Robinson



BLOG