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You may have noticed a lot of hype around offset accounts lately.The NAB ran a campaign, telling us why offset accounts help to reduce interest on your mortgage. But are they really good for your mortgage’s health?

What’s an Offset Account? A transaction account linked to a home or investment loan. The balance of this transaction account is offset against the outstanding balance on your loan.An offset account is supposed to reduce the interest on your home or investment loan... Continued

Good brokers truly care about your financial future. They’re not just about your next loan; they’re about the big picture.

Here’s what else a good broker does for you:.. Continued

We are more than a little bias about this topic, which is especially close to our hearts! So we’ll let you make the decision for yourself. (Because broking is all about choice!)

Loans Just For You Our brokers don’t make more, depending on the loan you choose.On the flip side, banks often offer staff incentives to spruik specific loans, which may not necessarily suit you. Freedom Our brokers are not aligned with a bank or lending institution.So they’re purely looking at what loan works most effectively for your unique circumstances. More Loan Options A broker looks at loan options from the big banks, and many other lending institutions too.This means you are more likely to discover a loan that works for you.In many cases, a lesser known lender can provide more effective terms than more commonly known lenders. The Big Picture Mortgage brokers don’t just look at what you need right now.If they’re good, they take the time to understand your financial ambitions too.That way the loan you secure is just a step forward along your financial journey. Discover how we can support you. Talk to one of our brokers... Continued

Our General Manager Gill McLean hails from the land of the long white cloud.

She was also a banker for 16 years in New Zealand and worked in the brokerage division of a bank for 10 years in Australia... Continued

When a conversation is sparked about the profession we love, the topic of commissions tends to come up too.

We’re always surprised when people tell us that a broker takes a cut of the loan, which means you pay less by going direct to the banks... Continued

We have officially launched into cyber space with our brand new website!

Developed by the gifted people at COMVERJ, it’s designed to be an online hub, where you can discover special insights and financial information, all in the one place... Continued

Our first ever blog has to be about you – because you’re what motivated us to create our company.

Helping You Capita isn’t your average mortgage broking company. We’re about helping people achieve ambitions, both personal and financial. We want to give you the time to do what you truly love, whether it’s enjoying time with your family, working on your business or being with friends... Continued

We’re not even going to bother with an intro sentence on this one.

The answer? Never, ever. Fudging figures or other information on a mortgage application is a mistake that costs a person more than they may initially realise... Continued

Right now, we are looking for businesses with complimentary referral streams to be a part of the Capita network.

How? By partnering with one of the many Capita businesses, and growing their own business as a result... Continued

A new report by AFG says a shake up to the first home buyer market has resulted in promising signs for the sector. 

This is on the back of prospective changes to the first home buyer scheme, which is now 17 years old... Continued