Our Blog.

We’ve been following the Royal Commission into the finance sector closely over the past 12 months, and now reverse mortgages have come under the microscope.

A recent report by ASIC has found reverse mortgage lending standards need big improvements, as right now, they’re not fair to borrowers in their senior years... Continued

RBA governor Philip Lowe has warned Australians that interest rates are likely to increase, while home values may fall.

On the back of this announcement, 3 Big Four banks have hiked variable interest rates... Continued

If you’re considering taking out a personal loan, then we’re glad you’re here. Okay, you might think we’re going to tell you to go for it, after all, we are finance brokers who help people secure loans for a living.

But, a personal loan isn’t always a good idea. Here’s what you need to know, if you’re thinking about taking one out... Continued

The Australian Finance Group (AFG) recently held its first education program for top performing brokers in Australia. Capita General Manager Gill McLean was invited to attend the 3-day conference, which happened in Sydney earlier in September.

Harvard Business School Professor, David J Collis, delivered the course, designed for AFG brokers who are leading growing businesses... Continued

On the back of Royal Commission findings into the Australian finance industry, a class action is being organised against the Big Banks and wealth managers.

The action is being prepared by lawyers Slater & Gordon, and centres on the defendants charging excess fees, as well as paying under market rate on cash holdings for retirement savings accounts... Continued

Most lenders in Australia use a credit scoring system when deciding whether to approve a loan, so good credit is very important.

Credit scoring systems are a broad filter for lenders, which are used to work out whether a loan should be approved. They also identify potential risks, based on a borrower’s past credit behaviour. .. Continued

More than 55% of Australians chooses to use a mortgage broker to help them secure a residential home loan. And, there’s good reason for this.

A good mortgage broker helps you secure a loan that matches your goals, your circumstances and your budget, while also helping you save more over the entire course of your loan. .. Continued

Our powerhouse General Manager, Gill McLean, was acknowledged for her business acumen, by having an award named in her honour by the Australian Finance Group (AFG) in WA.

The award is open to all female brokers with AFG, who want to grow their broking business skills to the next level under a mentoring program run by Gill... Continued

Right now, we are looking for brokers to be a part of our award-winning team.

Capita may be young, but we’re incredibly high performing and full of energy. We put our success down to doing things different. .. Continued

If you’re feeling overwhelmed about choosing a loan, well, you’re not alone. At any given moment, there are hundreds of loan products circulating the finance-sphere.

Some have good rates and high ongoing fees, some work for employees but not contractors, others are so niche you may not even realise they exist... Continued