Our Blog.

Since the release of the Royal Commission in February, the Election has been closely watched by the Broking Industry as the new government could have dramatic effects on the industry and consumers.

The win by the Coalition on the weekend has been welcomed by the Broking Industry as it will help keep the industry stable and competition alive for consumers. .. Continued

It was announced over the weekend by Prime Minister Scott Morrison that a new scheme will allow for first home buyers with only a 5 per cent deposit to have access to a home loan. If elected into power on the weekend, the Liberal party will commence the new scheme starting on January 1st, 2020.

Are you Eligible If you are a single earning up to $125,000 or a couple with combined earnings of $200,00, you will be eligible for the new First Home Buyers scheme.  One of the biggest hurdles when borrowing more than 80 per cent of the property value is that you will be hit with Mortgage Lenders Insurance fee that can cost a buyer thousands of dollars. .. Continued

With the rise of technology, we have seen a change in consumer behavior and a significant increase in online purchases. From Uber eats, the iconic and Afterpay, they have created an easy and efficient way of delivering goods straight to your doorstep.

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It can be a little overwhelming when you’re finally in the position to buy your own home, however, once you start looking around you are faced with whether to purchase an established home or start from scratch and build your own.

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With the big Easter break and school holidays just around the corner we thought we would do some research into some fun activities for the family.  

Easter Egg Hunt  Be rest assured there is plenty of places you can go to attend an Easter egg hunt regardless of the area you are living in. Have a look at the list below;.. Continued

The Coalition government released its 2019-20 budget and like most people you don’t have time to sit through and read the whole document. We thought we would list a few areas of interest and how you might be affected as an individual.   

The Royal Commission The 76 recommendations released by the royal commission in February will be backed by $606.7 million to facilitate governments response. $404 million of the money will go towards resourcing ASIC (Australian Securities and Investments Commission) to expand and enforce its new strategy. .. Continued

Purchasing property off the plan may seem like an easy seamless transaction however, there are many considerations and hidden risks that come with purchasing property off a plan.

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Investing in property can build you and your family a long-term wealth if you have the right advise and knowledge to do so.  There is some simple guidelines you can follow and easy to understand to see how you can invest your money to build your company.

Where to start It’s best to start with having a conversation with your Broker to run through your finances and determine your borrowing power. There can be a difference in the amount a lender will give you for an investment property compared to your home. .. Continued

Capita Finance Solutions has been crowned Best Independent Office at the Better Business 2019 Awards in WA last night.

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It’s hard to know sometimes what is the best option when looking at home loans as there are all sorts of options and a whole heap of language used you’ve never heard of.

Pre-approval for a home loan can be a point of difference when it’s time to actually purchase your dream home. .. Continued