Our Blog.

Denmark is the first country in the world to offer negative interest rates to lenders. Jyske Bank, the nation’s third largest bank, is behind the bold decision. Now, the Reserve Bank of Australia is considering launching negative interest rates in Australia.

.. Continued

Now that interest rates are at a record low and the majority of lenders have passed on savings, it’s a good time to consider refinancing. Finder.com.au says borrowers can save tens of thousands of dollars over the life of their loan by doing so.

.. Continued

The cash rate is at a record low 1%, so if you’re looking to secure a lower rate on your home loan, now is the time. Most lenders in Australia have now passed on this good-looking rate, which means there are excellent savings to be had.

  .. Continued

On Monday of this week a new funding guide for small businesses was released by the ombudsman, in collaboration with Scottish Pacific Business Finance.

  .. Continued

APRA recently relaxed restrictions around how lenders review the capacity of borrowers to repay their loans. This change is on the back of the Reserve Bank of Australia (RBA) cutting interests rates to a record low of 1%.

.. Continued

New data by Deloitte Access Economics shows more people in Australia are choosing mortgage brokers over banks, when it comes to securing a residential home loan.

.. Continued

New tax policies implemented on July 1 are now in force, thanks to end of Financial Year changes instigated by the Coalition Government. These changes have an impact on tax payers across the country, so we’ve put together a summary of what affects you.

Here’s what made the cut... Continued

A go-between loan is an offering that not many people have heard about but it can be extremely useful when you are in the transition of selling your current home and purchasing a new one.

.. Continued

When you’ve finally reached a position in your life to purchase your dream home, start a  business or get that dream car you’ve always wanted. This can be both an exciting and stressful time in your life. Dealing with potentially one of the biggest transactions in your life, you want to make sure you can control every aspect possible.  

.. Continued

There has been a lot of noise surrounding the Australian Prudential Regulation Authority (APRA) lowering the minimum interest rate serviceability buffer from 7% to a level determined by banks and other lenders.

.. Continued