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Junk insurance – the Royal Commission digs deeper
Junk insurance – the Royal Commission digs deeper

140,000 Commonwealth Bank customers have been refunded ahead of the royal commission, which has pulled focus on the CBA’s ‘junk insurance’.

The refund in question is for ‘add-on’ insurances, which an internal review found were not suitable, as many holders were ineligible to even claim, if they sought to. .. Continued

April 03, 2018 by Sarah Robinson

The hidden costs of buying a property
The hidden costs of buying a property

The number on the advert isn’t the only cost you’ll be paying when you purchase a home. Knowing what to expect is the first step to working out if these additional costs are within your budget.

A good mortgage broker should make you aware of all the costs involved with buying a home. Which is why we’re taking time out to share some of the most common hidden costs of buying a house... Continued

March 23, 2018 by Sarah Robinson

Capita unites with Realmark Urban
Capita unites with Realmark Urban

We are excited to share that Capita has partnered with Realmark Urban, a real estate agency run by award-winning property company, Realmark Real Estate Group.

The new office will be headed by Capita broker and franchisee Nick Constantine, and will enable Realmark Urban to deliver a 360-degree spectrum of real estate services. .. Continued

March 20, 2018 by Sarah Robinson

Capita Finance Solutions takes out the hattrick at the Better Business Awards
Capita Finance Solutions takes out the hattrick at the Better Business Awards

Capita Finance Solutions has won three awards at the 2018 Better Business Awards.

As a company in its infancy, Capita has grown at a pace that no one could predict in what has essentially been the toughest market the industry has seen in years. .. Continued

March 16, 2018 by Sarah Robinson

Why possible rate cuts could be harmful to borrowers
Why possible rate cuts could be harmful to borrowers

Duncan Hughes of the Australian Financial Review wrote on Tuesday that major lenders may well follow in the footsteps of the Commonwealth Bank, cutting interest-only mortgage rates in a bid to reclaim market share.

This is on the back of APRA’s decision to cap investor lending at 10%, which impacted the big banks more than they expected... Continued

March 09, 2018 by Sarah Robinson

How do you know if your mortgage is the best deal?
How do you know if your mortgage is the best deal?

We noticed a few news articles lately, which mention the impossibility of knowing whether the mortgage you have chosen is a ‘good deal’.

This is on the back of a new review requested by the Productivity Commission, requesting the Australian Government to check out competition within the banking sector... Continued

March 02, 2018 by Sarah Robinson

5 Tips for young people who want to buy a home (that don’t involve avocado)
5 Tips for young people who want to buy a home (that don’t involve avocado)

It’s hard to forget that time millionaire property developer Tim Gurner implied on 60-minutes that forgoing avocado on toast and fancy coffee was the key to saving for a property.

Backlash in Australia and around the world was intense... Continued

February 23, 2018 by Sarah Robinson

What is rental yield and why you need to know it
What is rental yield and why you need to know it

If you’re on the hunt for an investment property, you’ve probably stumbled on the words, ‘rental yield’. The term is important to understand, especially if you’re an investor, or planning to become one.

This week we’re explaining how to calculate rental yield, so you can make smarter decisions around your investment... Continued

February 16, 2018 by Sarah Robinson

Why you shouldn’t follow interest rate trends
Why you shouldn’t follow interest rate trends

New data from the Australian Bureau of Statistics has found that the number of borrowers choosing to fix their home loan has declined since August 2017.

So why are fewer borrowers fixing their home loan rate? And what exactly does this mean for you? Here are the facts... Continued

February 09, 2018 by Sarah Robinson

What Federer and Wozniacki can teach us about home loans
What Federer and Wozniacki can teach us about home loans

The Australian Open has had us on the edge of our seats over the past few weeks. While taking in the action, we couldn’t help but draw parallels between the strategy of tennis greats and successful borrowers.

Yes, it’s official, we spend far too much time thinking about home loans... Continued

February 02, 2018 by Sarah Robinson



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