Our Blog.

The Coalition government released its 2019-20 budget and like most people you don’t have time to sit through and read the whole document. We thought we would list a few areas of interest and how you might be affected as an individual.   

The Royal Commission The 76 recommendations released by the royal commission in February will be backed by $606.7 million to facilitate governments response. $404 million of the money will go towards resourcing ASIC (Australian Securities and Investments Commission) to expand and enforce its new strategy. .. Continued

Purchasing property off the plan may seem like an easy seamless transaction however, there are many considerations and hidden risks that come with purchasing property off a plan.

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Investing in property can build you and your family a long-term wealth if you have the right advise and knowledge to do so.  There is some simple guidelines you can follow and easy to understand to see how you can invest your money to build your company.

Where to start It’s best to start with having a conversation with your Broker to run through your finances and determine your borrowing power. There can be a difference in the amount a lender will give you for an investment property compared to your home. .. Continued

Capita Finance Solutions has been crowned Best Independent Office at the Better Business 2019 Awards in WA last night.

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It’s hard to know sometimes what is the best option when looking at home loans as there are all sorts of options and a whole heap of language used you’ve never heard of.

Pre-approval for a home loan can be a point of difference when it’s time to actually purchase your dream home. .. Continued

Capita would like to thank you for the support you have shown us over the last few weeks since the release of the Royal Commission Report 2019.

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The Royal Commission has raised a lot of commentary to the finance industry since its release on Monday. 

Capita Finance Solutions remains focused with its business model of a client-centric approach to finance. We are WA owned and operated finance group, giving clients the option of over 30 financial institutions to choose from, our position is to guide the client on which options work best for them, for now, and in the future... Continued

Western Australia has seen the New Year in with the introduction of a foreign buyers duty that has come into effect from 1 January 2019. This new duty will impose an additional 7% ‘duty or surcharge’ to any foreign buyers purchasing residential property within WA.

What type of property will be affected The duty will be applied to individual residential houses, apartments or dwellings - including those bought off a plan.  Any buildings that are to be converted into residential dwellings or vacant land where houses or apartments will be built. .. Continued

On the first day of 2019 APRA removed its cap on interest-only loans for residential mortgages. So, what does this mean for borrowers? And why did the regulator choose to make this move?.. Continued

If you’re like us, it’s after the hubbub of Christmas that real downtime kicks in.

That’s when we start to shift focus to the year ahead and ask the kind of questions that create change... Continued