Our Blog.

Capita broker Adam Donald joined Editor of The Adviser, Annie Kane and Managing Editor of Mortgages, James Mitchell on an episode of Elite Broker, a podcast powered by The Adviser.

Adam was recently named WA’s best residential broker by The Adviser, and is a national finalist in the The Adviser Broking Awards for 2018 (in the Customer Service Award category)... Continued

According to finder.com.au, the average Aussie household is approximately $250,000 in debt (as of 2016). On top of this, the Australian Taxation Office (ATO) is owed $35.3 billion in overdue debts from the Australian public (2013-14 data).

What many Australians don’t realise is that there are methods of managing debt, which can help alleviate the burden and help you to pay it off more efficiently... Continued

The number of mortgages, which can be taken out on a single residential or commercial property in Australia is typically two.

It’s important to understand the pros and cons of taking out a second mortgage, if you’re considering doing so. We also recommend speaking with a qualified financial advisor about whether this is the best way forward for you. .. Continued

Mark Bouris of Yellow Brick Road recently told The Adviser that the first phase of Royal Commission hearings did not represent what was happening in the broking industry.

“It’s part of the maturity of brokers,” Bouris said. .. Continued

It’s no secret that the Australian Government is tightening the finance sector’s belt, with the recent Royal Commission taking no prisoners (especially among the Big Banks).

As a result, lenders are under pressure to comply strictly with ASIC regulations, which means it may become harder for borrowers to take out a home loan... Continued

The Banking Royal Commission has had a huge impact on the Australian finance sector, with developments happening faster than we can say ‘junk insurance’ (head here for the context).

We’ve taken time out to blog what’s been happening in the past month, so you’re up to speed on the investigation. .. Continued

We are excited to share that last month Capita took home the award for WA’s Best Branded Office at The Adviser Better Business Awards 2018.

The award means a whole lot to us, since we dedicated a large portion of 2017 to making ourselves look and feel more accessible and valuable to our clients... Continued

New data from property researchers CoreLogic has found buyers in Australia are shying away from blue-chip ‘luxury’ homes. 

CoreLogic’s ‘Stratified Hedonic Home Value Index’, sorts the property market according to affordability, with the cheapest 25% at the bottom, the middle 50% and the priciest 25% of properties at the top... Continued

Interest rates have stayed on hold in Australia for a record period of time, but finance heads speculate this could change thanks to an increase in global interest rates.

In March, Former Treasurer Peter Costello told the Urban Development Institute of Australia (UDIA) that as a nation, our economy is vulnerable to increasing global interest rates... Continued

If you’re starting a new business, or looking to grow your existing operation, then chances are you’ve considered applying for a small business loan.

Before you make a move, we recommend heeding these 5 simple tips, which will help you find a loan that is suited to your goals, while also saving you more... Continued