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Credit rating bureau Experian has warned Australians that new credit card reporting requirements will allow lenders to view a greater volume of information relating to a borrower’s financial history.

In short, if you’re going for a loan, a potential lender can check out your background in more depth than ever before. And most Australians don’t even know these changes are on the horizon... Continued

There’s been a lot of speculation about a slowdown in the Australian property market lately. But new data appears to show otherwise, at least in the owner-occupier space.

Business Insider Australia* recently reported that:.. Continued

Savills Australia released a report on the state of the Australia commercial property market recently. The report drew on figures from the national real estate firm over the 12 months prior to December 2016.

The results Overall, the report showed positive trends in the market, with commercial property transactions making up approximately $27 billion during this period. Although this figure sounds impressive, it was actually down $6.74 billion from the previous year... Continued

Every state in Australia offers some kind of first homebuyer grant for those seeking to build their first home, or live in a newly constructed dwelling.

On the flipside, grants for first homebuyers looking to purchase an existing home have now been eradicated in every state. Given the savings, there are certainly benefits to purchasing a new home over an existing one... Continued

New data from the Australian Finance Group (AFG) shows more borrowers in Australia are refinancing their mortgage through small and mid-size lenders.

This shift indicates people are more inclined to step away from major lenders, including the big 4 banks, preferring more niche lending institutions... Continued

The Adviser recently reported that 3 of Australia’s major lenders are well below APRA’s 10% cap on investor lending.

This is good news for property investors in Australia, including anyone considering expanding their existing investment portfolio, or stepping into the market for the first time... Continued

From everyone here at Capita Finance Solutions, including our mortgage brokers, vehicle finance specialists, commercial brokers, administrators and our executive team – Merry Christmas!

We hope you have a safe and happy holiday, and enjoy the time off with your friends and family... Continued

We are pleased to announce that Capita mortgage broker Adam Donald and administrator Debra Donald have both been named finalists in The Adviser Better Business Awards.

“Adam and I love what we do and are both passionate about the finance industry,” Debra said.“To be acknowledged as finalists certainly makes us both happy and very proud.”.. Continued

Christmas is meant to be a time for kicking back and enjoying the festivities that come along with it.

But it can also be a stressful time for homeowners juggling repayments and additional costs, such as Christmas shopping and family holidays... Continued

On Friday 25 November 10 Capita brokers, administrators and our Executive team came together at Smiths Beach Resort in Yallingup for a day of personal development and team building.

Capita mortgage broker Craig Peverall shared his thoughts on the day... Continued