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5 things you need to know before refinancing
5 things you need to know before refinancing

Now that interest rates are at a record low and the majority of lenders have passed on savings, it’s a good time to consider refinancing. Finder.com.au says borrowers can save tens of thousands of dollars over the life of their loan by doing so.

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August 15, 2019 by Sarah Robinson

Why 2% interest rates are not the best
Why 2% interest rates are not the best

The cash rate is at a record low 1%, so if you’re looking to secure a lower rate on your home loan, now is the time. Most lenders in Australia have now passed on this good-looking rate, which means there are excellent savings to be had.

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August 09, 2019 by Sarah Robinson

New guide to get your small business ‘finance fit’
New guide to get your small business ‘finance fit’

On Monday of this week a new funding guide for small businesses was released by the ombudsman, in collaboration with Scottish Pacific Business Finance.

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August 02, 2019 by Sarah Robinson

First home buyers in Australia – the time is now
First home buyers in Australia – the time is now

APRA recently relaxed restrictions around how lenders review the capacity of borrowers to repay their loans. This change is on the back of the Reserve Bank of Australia (RBA) cutting interests rates to a record low of 1%.

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July 19, 2019 by Sarah Robinson

Broker or bank? Aussie borrowers have spoken
Broker or bank? Aussie borrowers have spoken

New data by Deloitte Access Economics shows more people in Australia are choosing mortgage brokers over banks, when it comes to securing a residential home loan.

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July 15, 2019 by Sarah Robinson

New tax, super and bank laws you need to know about
New tax, super and bank laws you need to know about

New tax policies implemented on July 1 are now in force, thanks to end of Financial Year changes instigated by the Coalition Government. These changes have an impact on tax payers across the country, so we’ve put together a summary of what affects you.

Here’s what made the cut... Continued

July 05, 2019 by Sarah Robinson

A Go-between loan - How to buy your new home before selling
A Go-between loan - How to buy your new home before selling

A go-between loan is an offering that not many people have heard about but it can be extremely useful when you are in the transition of selling your current home and purchasing a new one.

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July 01, 2019 by Sarah Robinson

How to find the best Broker for you
How to find the best Broker for you

When you’ve finally reached a position in your life to purchase your dream home, start a  business or get that dream car you’ve always wanted. This can be both an exciting and stressful time in your life. Dealing with potentially one of the biggest transactions in your life, you want to make sure you can control every aspect possible.  

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June 07, 2019 by Sarah Robinson

APRA Set to Loosen Lending Rules
APRA Set to Loosen Lending Rules

There has been a lot of noise surrounding the Australian Prudential Regulation Authority (APRA) lowering the minimum interest rate serviceability buffer from 7% to a level determined by banks and other lenders.

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May 31, 2019 by Sarah Robinson

What Does The Election Results Mean For You And The Broking Industry?
What Does The Election Results Mean For You And The Broking Industry?

Since the release of the Royal Commission in February, the Election has been closely watched by the Broking Industry as the new government could have dramatic effects on the industry and consumers.

The win by the Coalition on the weekend has been welcomed by the Broking Industry as it will help keep the industry stable and competition alive for consumers. .. Continued

May 24, 2019 by Sarah Robinson



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