CAPITA

Ten ways to mitigate risk when investing in property

Ten ways to mitigate risk when investing in property: 1. Conduct thorough research: Before investing in a property, gather as much information as possible about the market, location, and property itself. Research historical and current property prices, rental demand, vacancy rates, and any planned developments in the area. Understanding the market dynamics will help you …

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Raising Financially Savvy Kids

Child putting money into piggy bank

It’s never too early to start teaching future generations about financial literacy. From toddler to teenager-hood, parents and caregivers play a pivotal role in building a solid foundation for future financial well-being. Here we explore five practical tips on how to nurture a money-savvy mindset in your children from the early days through to when …

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Financing Your Renovation

Builder doing renovation works

In the ever-evolving landscape of real estate and homeownership, the concept of renovating to elevate has become a prevailing theme. Whether it was part of your vision when you purchased your home, or you’ve simply been inspired after watching The Block, extensions and upgrades can go from being on your wish list to being a …

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The Outlook – 2024

Calendar with 2024

Perth’s real estate and home loan market was defined by a number of highlights in 2023 including low stock levels, peak rent prices and a continued rise in interest rates particularly in the first three-quarters of the year. As we now have arrived in 2024, what can we expect this year to bring? When comparing …

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12 Days Of Christmas Finance

Christmas Finance

The holiday season is a joyous time filled with festivities and celebrations, however, the pressure to overspend on gifts, decorations, and events can easily lead to a New Year financial hangover. Here we explore ways in which you can plan ahead to avoid the stress of Christmas debt. On The 1st Day – Set Your …

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First Home Super Saver Scheme Explained

Saving money in piggy bank

Introduced in 2017/18, the First Home Super Saver Scheme (FHSSS) enables individuals to make voluntary contributions of up to $15,000 to their superannuation and later withdraw up to $50,000 of those contributions to help facilitate their first home purchase. Until recently, individuals had a mere 14-day window to request a release authority after entering into …

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Navigating Financial Hardship With The Help Of A Broker

Bills on floor

The cost-of-living crisis in Australia has become an increasingly pressing issue, causing significant financial stress for many households across the country. As essential expenses such as housing, utilities, healthcare and education continue to surge, families are finding it increasingly challenging to make ends meet. All of this coupled with unnerving interest rate announcements, hiked inflation …

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