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How to find the best Broker for you
How to find the best Broker for you

When you’ve finally reached a position in your life to purchase your dream home, start a  business or get that dream car you’ve always wanted. This can be both an exciting and stressful time in your life. Dealing with potentially one of the biggest transactions in your life, you want to make sure you can control every aspect possible.  

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June 07, 2019 by Sarah Robinson

APRA Set to Loosen Lending Rules
APRA Set to Loosen Lending Rules

There has been a lot of noise surrounding the Australian Prudential Regulation Authority (APRA) lowering the minimum interest rate serviceability buffer from 7% to a level determined by banks and other lenders.

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May 31, 2019 by Sarah Robinson

What Does The Election Results Mean For You And The Broking Industry?
What Does The Election Results Mean For You And The Broking Industry?

Since the release of the Royal Commission in February, the Election has been closely watched by the Broking Industry as the new government could have dramatic effects on the industry and consumers.

The win by the Coalition on the weekend has been welcomed by the Broking Industry as it will help keep the industry stable and competition alive for consumers. .. Continued

May 24, 2019 by Sarah Robinson

Proposed First Home Buyers Loan Scheme
Proposed First Home Buyers Loan Scheme

It was announced over the weekend by Prime Minister Scott Morrison that a new scheme will allow for first home buyers with only a 5 per cent deposit to have access to a home loan. If elected into power on the weekend, the Liberal party will commence the new scheme starting on January 1st, 2020.

Are you Eligible If you are a single earning up to $125,000 or a couple with combined earnings of $200,00, you will be eligible for the new First Home Buyers scheme.  One of the biggest hurdles when borrowing more than 80 per cent of the property value is that you will be hit with Mortgage Lenders Insurance fee that can cost a buyer thousands of dollars. .. Continued

May 16, 2019 by Sarah Robinson

Is Your Online Shopping Affecting your Chance at Getting A Home Loan?
Is Your Online Shopping Affecting your Chance at Getting A Home Loan?

With the rise of technology, we have seen a change in consumer behavior and a significant increase in online purchases. From Uber eats, the iconic and Afterpay, they have created an easy and efficient way of delivering goods straight to your doorstep.

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May 09, 2019 by Sarah Robinson

To Build or Buy an Established Home?
To Build or Buy an Established Home?

It can be a little overwhelming when you’re finally in the position to buy your own home, however, once you start looking around you are faced with whether to purchase an established home or start from scratch and build your own.

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April 18, 2019 by Sarah Robinson

2019 Easter Events
2019 Easter Events

With the big Easter break and school holidays just around the corner we thought we would do some research into some fun activities for the family.  

Easter Egg Hunt  Be rest assured there is plenty of places you can go to attend an Easter egg hunt regardless of the area you are living in. Have a look at the list below;.. Continued

April 12, 2019 by Sarah Robinson

In’s & Out's of the 2019-20 budget.
In’s & Out's of the 2019-20 budget.

The Coalition government released its 2019-20 budget and like most people you don’t have time to sit through and read the whole document. We thought we would list a few areas of interest and how you might be affected as an individual.   

The Royal Commission The 76 recommendations released by the royal commission in February will be backed by $606.7 million to facilitate governments response. $404 million of the money will go towards resourcing ASIC (Australian Securities and Investments Commission) to expand and enforce its new strategy. .. Continued

April 05, 2019 by Sarah Robinson

Considerations when buying an 'off-the-plan' property
Considerations when buying an 'off-the-plan' property

Purchasing property off the plan may seem like an easy seamless transaction however, there are many considerations and hidden risks that come with purchasing property off a plan.

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April 03, 2019 by Sarah Robinson

A guide to Investing in Property
A guide to Investing in Property

Investing in property can build you and your family a long-term wealth if you have the right advise and knowledge to do so.  There is some simple guidelines you can follow and easy to understand to see how you can invest your money to build your company.

Where to start It’s best to start with having a conversation with your Broker to run through your finances and determine your borrowing power. There can be a difference in the amount a lender will give you for an investment property compared to your home. .. Continued

March 22, 2019 by Sarah Robinson



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