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How to lose a loan in 10 days
How to lose a loan in 10 days

Many of the millennials out there are edging their way closer to getting, or at the very least, wanting to buy a home.  

In the current environment, lenders are scrutinising every move a potential buyer has been making. This is now going further than just your standard income and expenses comparison, but rather the banks are looking at exactly what you are spending your hard-earned dollars on.  .. Continued

October 11, 2019 by Sarah Robinson

Introducing our Charity Partner 'Capita Cares'
Introducing our Charity Partner 'Capita Cares'

Capita Finance Solutions Launches Capita Cares Charity Partnership. 

Capita Finance has recently introduced a committee to launch our charity partnership “Capita Cares”. Capita Cares was introduced so that the team working with Capita were able to give back to the community through their work. The team at Capita Cares are proud to announce that they are partnering with Telethon Kids Institute. As a collective, Capita Finance will be contributing to the outstanding work done by researchers and doctors to improve the lives of sick children. The donations raised by the charity will go to the general fund at Telethon Kids Institute, this way the funds will be directed to the divisions that are most in need of support. .. Continued

October 07, 2019 by Sarah Robinson

What the AFL Grand Final can teach us about saving on a home loan
What the AFL Grand Final can teach us about saving on a home loan

The AFL Grand Final kicks off Saturday, with the Richmond Tigers and the GWS Giants going head to head at the MCG. No matter who you barrack for, it’s obvious that both teams are made of amazing stuff. 

  .. Continued

September 26, 2019 by Sarah Robinson

Why Australians are choosing non-bank lenders
Why Australians are choosing non-bank lenders

Recent data from the Australian mortgage industry shows non-bank lenders have experienced double-digit growth within the home loan sector. So, why are people choosing non-bank lenders over the banks? And should you be doing the same?

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September 20, 2019 by Sarah Robinson

5 tips for getting a cheaper rate from your lender
5 tips for getting a cheaper rate from your lender

Yes, interest rates are at an all-time low in Australia, but what does this mean for borrowers? Well, it means you could be saving a whole lot more on your loan, if you’re savvy about renegotiating.

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September 06, 2019 by Sarah Robinson

RBA considers negative interest rates in Australia
RBA considers negative interest rates in Australia

Denmark is the first country in the world to offer negative interest rates to lenders. Jyske Bank, the nation’s third largest bank, is behind the bold decision. Now, the Reserve Bank of Australia is considering launching negative interest rates in Australia.

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August 26, 2019 by Sarah Robinson

5 things you need to know before refinancing
5 things you need to know before refinancing

Now that interest rates are at a record low and the majority of lenders have passed on savings, it’s a good time to consider refinancing. Finder.com.au says borrowers can save tens of thousands of dollars over the life of their loan by doing so.

.. Continued

August 15, 2019 by Sarah Robinson

Why 2% interest rates are not the best
Why 2% interest rates are not the best

The cash rate is at a record low 1%, so if you’re looking to secure a lower rate on your home loan, now is the time. Most lenders in Australia have now passed on this good-looking rate, which means there are excellent savings to be had.

  .. Continued

August 09, 2019 by Sarah Robinson

New guide to get your small business ‘finance fit’
New guide to get your small business ‘finance fit’

On Monday of this week a new funding guide for small businesses was released by the ombudsman, in collaboration with Scottish Pacific Business Finance.

  .. Continued

August 02, 2019 by Sarah Robinson

First home buyers in Australia – the time is now
First home buyers in Australia – the time is now

APRA recently relaxed restrictions around how lenders review the capacity of borrowers to repay their loans. This change is on the back of the Reserve Bank of Australia (RBA) cutting interests rates to a record low of 1%.

.. Continued

July 19, 2019 by Sarah Robinson



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