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2020: Commercial Property and Beyond
2020: Commercial Property and Beyond

West Australia’s commercial property market, in particular Perth’s, has shown more stable footing throughout 2019, moving from the end of the resources boom, which magnified the need for commercial spaces and facilities.  

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January 16, 2020 by Sarah Robinson

​Pick of The Litter for First Home Buyers
​Pick of The Litter for First Home Buyers

Late in 2019 NAB was named as the first, and at the time, only lender on the panel for first home buyers to choose from under the new First Home Buyer Deposit Scheme. The middle of December delivered an early Christmas present to the upcoming first home buyers, with a choice of 26 lenders. The National Housing Finance and Investment Corporation proudly announced the full list of lenders who will be available to write loans under the scheme.  

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January 09, 2020 by Sarah Robinson

Are you playing 50 questions with your broker?
Are you playing 50 questions with your broker?

Have you gone through the loan process and found yourself, question after question, wondering, is this broker is going to ask me what I had for lunch on Tuesday six weeks ago? Well, you wouldn’t be alone. Brokers need to ask for an array of questions so that they can provide you with the most appropriate information. 

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December 26, 2019 by Sarah Robinson

What Is Your Best Interest
What Is Your Best Interest

We are now into the second revision of the best interest duty bill, with the bill now being tabled in Parliament. The bill originated from the recommendation put forward through the banking royal commission report, attempting to add further protection to the consumer. 

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December 19, 2019 by Sarah Robinson

A Christmas Cash Rate
A Christmas Cash Rate

Ho ho ho and deck the halls. Australians must have been very good this year because it seems we are getting an early Christmas present with the Reserve Bank of Australia (RBA) holding the cash rate at 0.75% for December 2019. 

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December 13, 2019 by Sarah Robinson

First Move For First Home Buyers
First Move For First Home Buyers

AFL draft week may have come and gone, but there has been an arguably, even bigger pick made. The First Home Loan Deposit Scheme (FHLDS) was recently announced, and since then, we have seen a trickle of information around it come through to the market. It has now been announced that NAB bank has been named as the first of the two major lenders that will sit on the panel of the scheme.  

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December 06, 2019 by Sarah Robinson

Christmas Is Coming. Is Your Business Prepared?
Christmas Is Coming. Is Your Business Prepared?

Brokers are being urged to discuss with their SME clients, the potential cash flow concerns that can arise for non-retail business over the holiday season. SME lender Prospa has found that two-thirds of small businesses succumb to some amount of financial stress over this period, which is largely attributed to the lack of funds flowing into the business.  

Propsa’s recent broker poll highlighted one of the major reasons that small business owners seek financial advice is due to managing cash flow, with more than half of the brokers saying so. Other reasons noted were financing for new or upgraded equipment (20%), expanding the current business (12%) and covering BAS and ATO debts (10%).   .. Continued

November 22, 2019 by Sarah Robinson

Competition Is Alive and Well
Competition Is Alive and Well

It would appear that the big four banks are starting to lose a lot more business to the non-major lenders.  

With the smaller banks having reported multi-billion-dollar mortgage book growth. These figures have seen three of the big four banks outperformed according to the latest data from The Australian Prudential Regulation Authority (APRA).   .. Continued

November 15, 2019 by Sarah Robinson

Is The Trust Gone
Is The Trust Gone

Is The Trust Gone?  

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November 08, 2019 by Sarah Robinson

First Home Buyer Scheme Passes
First Home Buyer Scheme Passes

The First Home Loan Deposit Scheme has officially been passed through the Senate, meaning that the National Housing Finance and Investment Corporation (NHFIC) has been given the green light to implement the rollout and benefits of the scheme.

.. Continued

October 25, 2019 by Sarah Robinson



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