Disclaimer

Website Terms & Conditions
Last updated 28 April 2017 

Your access to and reliance on the Capita Finance Solutions Pty Ltd ABN 36 166 229 321 Australian Credit License 389087 (“Capita”) website is subject to these Terms and Conditions of Use, Capita’s Privacy Policy and any other notices, disclaimers any other terms and conditions or other statements contained on our website or in related documents (“Terms and Conditions”).

By accessing, viewing or otherwise using Capita’s website, you acknowledge and agree to be subject to the current Terms and Conditions as amended or modified from time to time. Capita may unilaterally changes to the Terms and Conditions, or the information on the website which will be published our website. We reserve any and all rights not expressly granted in these Terms and Conditions of Use.

Calculators and Information On This Website

Any calculators or information provided on our websites are provided for your convenience only and do not constitute either credit or financial advice. Information on our websites has been prepared without consideration of your particular circumstances and should be viewed as generic information only and not as indicating that you should follow a particular course of action. 

No warranty or guarantee and internet security risks

While we have tried hard to make sure there are no mistakes in any of the information on our websites, we do not warrant that we have verified the information and we do not warrant the accuracy, adequacy or completeness of it or that the information is suitable for your intended use. Further, all information is subject to change without notice.

We recommend that you seek independent advice before acting upon any of the information on our websites.
We do not guarantee that our websites are free from viruses, or that access to our sites will be uninterrupted.

There may be security risks in sending information via the Internet. You should assess these potential risks when deciding whether to use our online services

You acknowledge and agree that your use of our websites is at your own risk. You must ensure

that that the process which you use for accessing our websites does not expose you to the risk of viruses or other forms of interference which may damage your own computer system.

Links to other websites and links to the Capita website

Our websites may contain links to other websites operated by third parties. We do not endorse or approve of the operators of any third party websites, or the information, graphics and material featured on third party websites. To the extent permitted by law, we accept no responsibility or liability and give no warranty in any way in respect of third party websites or the goods and services offered to you on any third party websites.

We may receive payments from operators or owners of third party websites in relation to goods or services supplied to you by them as a result of you linking to their website from ours.

Links to the Capita website can only be included in the publications and material of third parties
with Capita’s prior written consent.

Use by persons outside of Australia

Our websites are provided for use by Australian residents only, and the products and services described in them are not directed at anyone in any country other than Australia. If you are not one of our customers and are accessing our websites from outside Australia, you must not submit or attempt to submit any online application or request. Online applications and requests for products initiated outside of Australia will not be accepted from anyone who is not an existing customer.

The information contained in our websites has been prepared in accordance with the laws applicable to the Commonwealth of Australia and are governed by the laws of Western Australia.

Products

The products referred to on the Capita website have their own terms and conditions which you have been supplied with and should keep yourself familiarised with. 

No warranty or guarantee

While we have tried hard to make sure there are no mistakes in any of the information on our websites, we do not warrant that we have verified the information and we do not warrant the accuracy, adequacy or completeness of it or that the information is suitable for your intended use. Further, all information is subject to change without notice.

We recommend that you seek independent advice before acting upon any of the information on our websites.
We do not guarantee that our websites are free from viruses, or that access to our sites will be uninterrupted.
You acknowledge and agree that your use of our websites is at your own risk. You must ensure that that the process which you use for accessing our websites does not expose you to the risk of viruses or other forms of interference which may damage your own computer system.

Limitation of liability

You agree that your use of this website and the content of this website is at your sole risk.

This Web Site and all content available on this Web Site are provided on an “as is” basis without any warranty or guarantee except as required by law. To the maximum extent permitted by law, Williams-Sonoma disclaims all other representations, guarantees, warranties and terms, either express or implied, including without limitation warranties and guarantees of fitness for a particular purpose.

Copyright and trademarks

The material on our websites is protected by copyright. Other than for the purposes and subject to the conditions prescribed under the Copyright Act 1968 (Cth), no part of it may in any form or by any means (electronic, mechanical, micro copying, photocopying, recording, or otherwise) be reproduced, uploaded to a third party, linked to, framed, stored in a retrieval system or transmitted without our prior written permission.

You may use this information for your own personal reference only. You also must not in any form or by any means commercialise any information, products or services obtained from our websites without our prior written permission. Our websites include registered trade marks owned by us (or our licensors). You must not use any of our trade marks in any way without our prior written consent.

PRIVACY POLICY

Capita maintains a privacy policy which sets out how Capita collects, uses, discloses and maintains personal information that Capita collects. If you would like to find out further information about Capita’s privacy policy please contact our Privacy Officer:
admin@capitafinance.com.au

COOKIE POLICY

Capita from time to time may use technology called cookies when you visit our website as a fundamental part of our interaction with your internet browser. Cookies are small pieces of information stored on your hard drive (persistent cookies) or in memory (session cookies) which may later be retrieved by webpage servers. You can choose if and how a cookie will be accepted by configuring your preferences and options in your browser. They can record information about your visit to the website, allowing it to remember you next time you visit and provide a more meaningful experience. The purpose is to provide you with better, more customised service and
with a more effective website.

We use cookies for various purposes including for security and personalisation reasons. We allocate a cookie to each internet browser that visits our websites. This cookie does not allow us to collect personally identifiable information about you.

If your browser is configured to reject all cookies you will be unable to use secure services on our websites that require cookies in order to participate. They are designed so that they cannot be sent to another site or be retrieved by any other site other than Capita. You may still be able to use some information-only pages even if you do not accept cookies.

We may also allow third parties to collect statistical data from our sites using their persistent cookies. However these cookies do not capture information that can personally identify you. They are simply used to evaluate and measure the effectiveness of our marketing (eg banner ads).

In addition, we may transmit website usage information about our site visitors to third party ad servers for the purpose of targeting our internet banner advertisements on other sites. To do this, we use web beacons and cookies provided by our third party ad servers on our sites to collect information such as:
• the server your computer is logged onto;
• your browser type;
• the date and time of your visit; and
• the performance of their marketing efforts.
The information that is collected and logged on our behalf through this technology is not personally identifiable to our third party ad servers and we do not capture or transmit any website usage information that can personally identify you.