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Australian banks allegedly rig key rate
Australian banks allegedly rig key rate

The Australian Securities and Investment Commission (ASIC) recently settled out of court with ANZ Bank over the alleged rigging of key interest rates.

The landmark case was settled for a reported $50 million, although this has not been confirmed by either party involved... Continued

October 27, 2017 by Sarah Robinson

How to save more on my car loan
How to save more on my car loan

Many of our clients come to us wanting assistance with securing a vehicle loan that saves them more, and matches their goals.

So we decided to partner with a vehicle finance company that could provide our clients with the kind of finance that helps them do just that, while also helping people save more on the actual purchase price of a new vehicle... Continued

October 20, 2017 by Sarah Robinson

What is an unsecured business loan?
What is an unsecured business loan?

Many business owners secure a business loan to get them started, or to purchase equipment that will help their business grow sustainably.

There are plenty of reasons why people secure business loans. If you’re reading this, chances are you’ve decided a business loan could be right for you. .. Continued

October 13, 2017 by Sarah Robinson

What is ‘principal and interest’ on a mortgage?
What is ‘principal and interest’ on a mortgage?

A new study by UBS has found one-third of borrowers in Australia with interest-only loans are unaware they are not paying off any of the principal amount on their mortgage.*

Jonathon Mott, an analyst at UBS told The Australian: .. Continued

October 06, 2017 by Sarah Robinson

What you must never do when securing a personal loan
What you must never do when securing a personal loan

You’ve probably noticed ads on television for online personal loans. If you dig a bit deeper you’ll find these loans tend to carry high interest rates, which can make them more expensive over the long term. 

These ‘payday’ loans are usually up to $2,000 and must be paid back within 16 days to 12 months. ASIC has a good article warning consumers about payday loans here. .. Continued

September 29, 2017 by Sarah Robinson

New data show first home buyers on the rise
New data show first home buyers on the rise

New data published by the Australian Bureau of Statistics (ABS) shows loans to owner occupiers are on the up and up.

The housing market has been a tough place for first home buyers for a long time, so this is great news for younger borrowers... Continued

September 22, 2017 by Sarah Robinson

Do I need a deposit to buy a home?
Do I need a deposit to buy a home?

A new study by economists from the Reserve Bank of Australia (RBA) has found that a deposit is a key factor when it comes to home ownership success, especially for first homebuyers.

We’ve taken time to explain the main takeaways from the report, and provide insights into how you can improve your chances of becoming a homeowner... Continued

September 15, 2017 by Sarah Robinson

Why you need a home loan review now
Why you need a home loan review now

News.com.au recently reported that comparison website Mozo has told borrowers to urgently consider reviewing their home loan.

This announcement is on the back of ‘rock-bottom deals’, with more than 60 lenders around Australia offering rates at below 4%... Continued

September 08, 2017 by Sarah Robinson

What makes a good investment today?
What makes a good investment today?

It’s no secret that the property market in Australia has changed. Although every state is experiencing different conditions, there are certain trends that carry through each. Namely, location.

Here’s why location matters, and how to choose an investment property based on this old yet tested adage.   .. Continued

September 01, 2017 by Sarah Robinson

Capita makes AFG Top 15 Broker Groups in WA for 2017
Capita makes AFG Top 15 Broker Groups in WA for 2017

The Australian Finance Group (AFG) Gala Awards Event was held this month. Capita was made the Top 15 Broker Groups in WA, and 2 of our brokers were named in the Top 20 Broker list.

We are proud of this achievement, as we feel it reflects the hard work, dedication and innovation of our entire team... Continued

August 25, 2017 by Sarah Robinson



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