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How your home loan can benefit from Aussie Dollar high
How your home loan can benefit from Aussie Dollar high

The Australian dollar is currently trading at a two-year high against the US dollar. This, on top of record low interest rates makes it an excellent time to pay off more on your home loan.

Here’s what you need to know. .. Continued

July 21, 2017 by Sarah Robinson

Move to reduce home owners using mortgage to finance personal spending
Move to reduce home owners using mortgage to finance personal spending

AMP Bank has just recently banned property owners from dipping into their mortgage to fund personal spending. This move is on the back of pressure from the Reserve Bank of Australia (RBA) to tighten credit lending.

AMP holds a mere 1% of home loans in Australia, but is considered a major player in self-managed super funds (SMSF). However, most of its SMSF investments go into property (residential and commercial).The trend of preventing homeowners from using their home loan as a ‘piggy bank’ for personal spending is likely to resonate through the finance industry... Continued

July 15, 2017 by Sarah Robinson

How do I grow my business with a loan?
How do I grow my business with a loan?

There comes a point in the evolution of most businesses when an investment needs to be made in order to generate growth.

This is what some business coaches call ‘the small business conundrum’. (Head here for more on the challenges faced by small business owners.) .. Continued

July 06, 2017 by Sarah Robinson

Tips for securing an investment property in Australia
Tips for securing an investment property in Australia

You may have noticed crackdowns on investor lending thanks to APRA tightening regulations in the sector. This includes limiting investor lending to 10% per annum, and ensuring new interest-only loans hit only 30%.

These restrictions are designed to pare back lending in the investor market, but it doesn’t necessarily mean bad news for property investors. Here’s why. .. Continued

June 30, 2017 by Sarah Robinson

Capita makes Australian Broking Award 2017 finals
Capita makes Australian Broking Award 2017 finals

We are so excited to share that Capita broker, Adam Donald, and loan administrator, Debra Donald are both finalists in the Australian Broking Awards 2017.

According to the Adviser’s website:.. Continued

June 22, 2017 by Sarah Robinson

Australian economy hits recession free world-record
Australian economy hits recession free world-record

We’re not going to sugar coat it, the world economy hasn’t had too much to celebrate of late. But this week Australia has scored the title of longest recession-free nation in the world.

Here’s what you need to know, and why this is good news for us. .. Continued

June 16, 2017 by Sarah Robinson

How to grow your business with a commercial loan
How to grow your business with a commercial loan

If you own your own business, you are probably no stranger to the roller coaster of challenges that come along with operating one.

From paying employees, managing invoices to suppliers and working out schedules, a business owner really has to be a pro at much more than just their industry. .. Continued

June 09, 2017 by Sarah Robinson

Am I ready to stop renting and buy a home?
Am I ready to stop renting and buy a home?

Most people know that at some point in their lives, they will become a homeowner. But how exactly do you know when that time is?

Personal finance writer, co-author of Age Proof and Senior Editor of The Balance, Jean Chatzky, told Business Insider Australia what to aim for before making the decision to buy. .. Continued

June 02, 2017 by Sarah Robinson

Why you should be wary of interest only loans
Why you should be wary of interest only loans

A study by JCP Investment Partnersestimates that ‘high risk’ borrowers, such as young professionals and young families, are taking out home loans that amount to over 6 times the average household income.

.. Continued

May 26, 2017 by Sarah Robinson

How to save more on my renovation
How to save more on my renovation

Rather than sell up and upgrade to a larger property, many Australians are choosing to renovate their existing home instead.

.. Continued

May 18, 2017 by Sarah Robinson



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